Umbrella
Umbrella Insurance Coverage
In an increasingly litigious society, you should have a safety net to protect your assets.
Umbrella Insurance
Whether it is a serious auto or boating accident involving expensive medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the liability limits on your home, auto, or boat policies. You can prevent out-of-pocket expenses of an expensive judgment by purchasing an Umbrella Policy.
What Does an Umbrella Policy Cover?
- Umbrella policies offer an extra $1 million to $10 million of liability coverage on top of your current policies.
- It can help protect assets like your home, auto, boat, wages, and investments such as your retirement.
- Provides coverage for claims like libel, slander, defamation of character, and invasion of privacy.
- It helps cover defense costs, attorney fees, and other charges associated with lawsuits.
When Would You Use Umbrella Coverage:
- A guest trips over a crack in your driveway, resulting in injury and disability.
- You are involved in a serious auto accident, and you severely injure someone.
- Your dog accidentally injures your neighbor’s child.
- An overgrown tree in your yard crashes through your neighbor’s home.
You Should Think about Purchasing an Umbrella if Any of the Following Apply to You:
- Your assets are greater than your insurance liability limits.
- You are financially responsible for children.
- You have a swimming pool on your property.
- You own boats or off-road vehicles.
- You own rental or vacation properties.
Get extra protection with umbrella insurance. Call (714) 282-7844 to discuss your options today.