In an increasingly litigious society, you should have a safety net to protect your assets
Whether it is a serious auto or boating accident involving expensive medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the liability limits on your home, auto or boat policies. You can prevent out-of-pocket expenses of an expensive judgment by purchasing an Umbrella Policy.
What does an Umbrella Policy cover?
Umbrella policies offer an extra $1Million to $10Million of liability coverage on top of your current policies.
Can help protect assets like your home, auto, boat, wages, and investments such as your retirement.
Provides coverage for claims like libel, slander, defamation of character and invasion of privacy.
Helps cover defense costs, attorney fees and other charges associated with lawsuits.
When would you use Umbrella Coverage:
A guest trips over a crack in your driveway, resulting in injury and disability
You are involved in a serious auto accident, and you severely injure someone.
Your dog accidentally injures your neighbor’s child
An overgrown tree in your yard crashes through your neighbor’s home
You should think about purchasing and Umbrella if any of the following apply to you:
Your assets are greater than your insurance liability limits