Homeowners policies often exclude certain valuable items like jewelry, art, and other collectibles. A separate Personal Article Floater protects your investments and insures these items against loss, damage, or theft.
Some items that are not automatically covered or that sometimes have limited coverage are:
JEWELRY ART SILVERWARE FIREARMS TOOLS COMPUTER EQUIPMENT CAMERA EQUIPMENT BICYCLES
Please make sure to discuss any questions you have regarding coverage questions for personal property with your agent. *Appraisals are sometimes needed before coverage can be provided*